Credit For You

The Credit For You blog points out the advantages and disadvantages of credit cards, introduces the terms and conditions the cards are offered and informs you about credit card history, repair and scores.

Archive for the Credit Report Advice Category

Your Annual Credit Report is an Excellent Tool for your Good Credit

annual credit report

30% is based on your credit usage Credit usage indicates how much money is spent on accounts such as credit card accounts that have credit limits. High utilization rate or credit usage is a solid gauge of credit risk and can decrease your ability to obtain new loans. 31% based on your payment history The […]

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Why You Need To Get Your Annual Credit Report

I have a good friend who rarely leaves her home. She is elderly, and limits her driving and shopping to very small towns within an even smaller geographic area. The biggest town she shops in has less than 12,000 residents. I introduce you to her because recently she had her credit card stolen, while in […]

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