Credit For You

The Credit For You blog points out the advantages and disadvantages of credit cards, introduces the terms and conditions the cards are offered and informs you about credit card history, repair and scores.

What is the National Structured Settlement Trade Association?

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If you are currently considering a structured settlement you are probably looking to make yourself as informed on the process as possible. During your research you may have come across the National Structured Settlement Trade Association, or the NSSTA, and wondered what it is. Let’s talk about it. Can I Hire the National Structured Settlement […]

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Protecting Against Credit Card Fraud

credit card fraud

From low tech dumpster diving to computer hacking, theft is the most recognizable form of credit card fraud. A store or bank may be hacked and steal many consumers credit card numbers, or a phone call from a dishonest person phishing for your number by offering a sweet deal. Combining a few preparations into your […]

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Your Annual Credit Report is an Excellent Tool for your Good Credit

annual credit report

30% is based on your credit usage Credit usage indicates how much money is spent on accounts such as credit card accounts that have credit limits. High utilization rate or credit usage is a solid gauge of credit risk and can decrease your ability to obtain new loans. 31% based on your payment history The […]

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How to Get a Credit Card for the First Time

How to Get a Credit Card for the First Timev

First you are eligible to get a credit card at the age of 18, but it seems that no matter how eager you might be for getting your one, card credit card companies don’t share the same enthusiasm with you. Instead of applying for several credit cards, it would be best of you could find […]

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How to Fix Bad Credit

How to Fix Bad Credit

Past due will destroy your credit score since credit score software tracks down all past dues and penalizes you for them. On your credit report, you will see a column under the name of “Past Due”. If there is any amount there, it is strongly advised to pay the reported past due amount to your […]

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All Credit Card Offers May not be Good

All Credit Card Offers May not be Good

Credit card companies use certain tactics to get your attention in the hopes you will take them up on their credit card offers. Some may use the term, pre-approved, or have the words important or confidential on the envelope. Some may pitch a trip of a lifetime just by using their card. Do not be […]

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Losing your Credit Card Can be a Scary Problem

Losing your Credit Card Can be a Scary Problem

You are strolling through the gift shop while on vacation and when you attempt to pay for purchases you can’t find your wallet with all your credit cards. What a sick feeling it is to realize that you are facing not a lost credit card but that they have been stolen. Your first instinct is […]

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